Mortgage Loyalty Level Up
Moving day is closer than you think.
Finance your dream home with BCU and receive 1.50% off the current market rate*!
Here’s how it works:
Let’s assume your current residential mortgage rate is 4.50%. With BCU, you can purchase a new home at 1.50% less than today’s market rate.
You finance a new home with BCU. You receive an exclusive 1.50% rate discount and the unparalleled support of our dedicated Home Loans Experts.
You sleep better at night knowing you’re still saving money and paying off your mortgage faster, thanks to a great low rate!
Plus, receive a credit up to $1,050 to cover lender fees**!
What’s the catch?
There is no catch! We created this exclusive offer to thank you for being a loyal member.
We understand the rate you locked in during historic lows in the market is likely holding you back from buying your dream home. Whether you’ve outgrown your space or you’re looking to upgrade, now’s your chance to get the home you want without sacrificing a great rate!
Ready to get started?
We’re here to support you every step of the way.
Today's Fixed Mortgage Rates
You save 1.5% off of the posted current rate when you lock and close.
*Minimum rate of 4.500% after applying discount.
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Disclosure
*APR is subject to change without notice. For a purchase transaction of a new primary residence up to the conforming loan limit, the maximum rate discount is 1.50% off current BCU published rates and the minimum interest rate for this offer is 4.500%. New home purchase mortgage must replace current primary residence mortgage. Certain mortgages may not be eligible for stated rate discount. Offer may not be combined with any other mortgage offers. Offer subject to credit approval. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Must submit purchase mortgage application by December 31, 2024. You must present this email to your BCU Representative at time of application to qualify for the stated rate discount.
**BCU will cover the BCU lender administration fees not to exceed $1,050 in aggregate. BCU will not cover discount points which can be used to buy down the interest rate, funds needed to set up an escrow account, prepaid interest, state or local taxes required to refinance, and accrued interest on the current mortgage.
Debt-to-Income (DTI) Ratio
Total DTI ratios will be calculated based on information in your application. You must have sufficient stable income that can be documented to support your DTI ratio.
Collateral
Our offer is solely for a loan secured by an acceptable first lien mortgage or security interest on your owner-occupied primary residence (single family) located in the United States. Mobile homes are not eligible. After you apply, we’ll order an appraisal of the property to determine its value and make sure it meets our criteria.
Other Requirements:
• To obtain credit, you must respond on or before the expiration date and provide us with certain information in your application so that we can determine whether you continue to meet the specific credit criteria we have established.
• You must meet all applicable investor (Fannie Mae) requirements.
• You’ll be required to pay closing costs.
Loans are subject to approval. Rates, terms and conditions may be subject to change without notice. All home lending products are subject to credit and property approval. Not all products are available in all states for all amounts. Other restrictions and limitations apply.