Undergraduate Loans

Undergraduate Line of Credit

Fill the funding gap when scholarships, grants and federal loans have been exhausted. Discover the benefits:

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Low Rates

Variable rates as low as 8.25% APR1.

Fixed rates as low as 8.10% APR2.

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In-School Loan Deferment

No loan payments until 6 months after graduation.

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Line of Credit

Multi-year approval, only apply once to borrow up to $75,000 for Undergraduate education.

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No Fees

No application, no origination and no pre-payment penalty fee.

Eligibility Requirements


  • Eligible for credit union membership

  • U.S. citizens or permanent residents

  • Before applying, make sure to check that your school is included in our listing of approved schools

  • Continually enrolled in a degree-granting program and meeting the school's minimum SAP criteria.

Learn More Approved Schools
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Ready to get started? It's easy as 1, 2, 3, 4...

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Confirm Eligibility and Apply

Confirm eligibility, apply online, or call us at 844-820-5215.

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Submit Documents

Submit the required documentation once your line of credit has been conditionally approved.

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Loan Certification

Your loan request is sent to your school's financial aid office to verify enrollment and requested loan amount.

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Loan Disbursement

Once certified, you're all set! Payment is sent directly to your school through their preferred payment method.

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