Holiday Club Savings
Give yourself the gift of stress-free holiday spending.
The Holiday Club Savings account makes it easy to build up funds throughout the year!
Here's how it works:
Set Your Monthly Deposit
Decide how much you would like to set aside each month during the club term (November – October of the following year).
Let Your Savings Grow
Your savings will accumulate during the year and automatically deposit into your account of choice on November 1.
Enjoy Stress-Free Spending
From gifts to dining, travel, and more, get a head start on your shopping knowing you’ve been saving all year!
Account Details
No minimum opening balance
No monthly maintenance fee
0.00% APY
Funds are paid by check or transfer
An early withdrawal will result in a $15 penalty fee and the account will be closed
The fee will not apply and your account will remain open if the withdrawal is made within the last two weeks of October
Frequently Asked Questions
-
What is the term length of the Holiday Club Savings account?
Deposits accumulate November through October of the following year and automatically deposit into your account of choice on or after November 1.
-
Is there a fee for early withdrawal?
If any withdrawal is made from your Holiday Club Savings account before the last two weeks of October, the account will be closed, any remaining funds will be transferred to your Regular Savings account, and a $15 penalty fee will be assessed . The Early Withdrawal Fee will not apply if the withdrawal is made during the last two weeks of October.
-
Is there a minimum opening balance or monthly maintenance fee?
No, there is no minimum opening balance required or monthly maintenance fee.
-
Is there a minimum monthly deposit?
No, you may deposit as little or as much as you would like each month!
-
Can I change the amount of my monthly deposit and contribute additional funds?
You can make changes to the amount of your scheduled deposit and/or deposit additional funds at your discretion.
-
Are there restrictions as to what I can spend my Holiday Club Savings funds on?
No, there are no restrictions. Although the account is intended to help you prepare for the influx of spending that the holiday season brings, you can use the funds for whatever suits your needs.
Open an Account:
Existing Digital Banking Member
Use the Apply Now button below to get started.
Not Yet a Member: Use the Apply Here link below to start your better banking experience.