Rewards Rates
Qualifying for even better rates is within your reach.
Lower rates on loans, higher rates on deposits.
We're always looking for ways to make your banking as fruitful as possible. Enjoy a higher rate of return on deposits and a lower cost to borrow as a perk for being a loyal member.
To qualify for a Rewards Rate, you must have at least two of the following relationships:
- Direct Deposit of at least $1,000 per month into a Credit Union checking account.
- At least $25,000 on deposit with the Credit Union.
- One existing qualifying loan in good standing, in addition to the eligible loan.
Qualifying loans include:
- Mortgage, Home Equity or Auto Loan: The qualifying loan must be an existing loan with the Credit Union and have a balance in good standing.
- Credit Card: A qualifying credit card must have a transaction within the past 30 days.
Benefits:
In addition to our already competitive rates, with Rewards Rates, you’ll get:
- A higher Annual Percentage Yield (APY) on your Certificate deposits1
- A 1.00% discount on your Auto Loan, RV or Boat Loan, Personal Loan, and Line of Credit1.
- A .50% discount on your Home Equity Loan1.
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Disclosure
1To qualify for a Rewards Rate, you must have two of the following relationships: direct deposit of at least $1,000 per month into a Credit Union checking account; at least $25,000 on deposit with the Credit Union; or a qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Mortgages, Credit Cards, Student Loans, and CD and Deposit Secured Lines of Credit.