Become a Member
of the Credit Union
You Belong Where Banking is Better
Unlike a bank, BCU is a not-for-profit credit union, dedicated to empowering your discovery of financial freedom. That’s why you’ll find better rates, fewer fees (and no fees when possible), higher earnings, and more innovative products and services than you’d get at other financial institutions.
Ready to get started? Click the Join Today button or call 800-388-7000 between 8 a.m. and 6 p.m. Central Time.
The BCU Difference
BCU is one of the nation's Top 100 credit unions, serving over 350,000 members in the United States and Puerto Rico. With a Mobile app rated 4.9/5 stars and 90,000 in-network ATMs—no Branch required!
Best Credit Unions
CNET
Best-in-State Credit Unions
Forbes
Best Of The Best Credit Union
Daily Herald
Exceptional Workplace Award
Gallup
Most Respected Credit Unions
CardRates.com
Financial Freedom Awaits
It only takes a few minutes and the following information to open an account:
- Your Social Security Number
- Government Issued ID (Driver’s License, Passport or State ID)
- Date of Birth
- Complete home address
Not ready to Join today? Share your contact info and we’ll reach out within 1 business day:
By submitting, you agree to receive phone calls or electronic communications for more information by auto-dialer, pre-recorded calls, email, and/or text/SMS messages, from, or on behalf of, BCU, at the information provided. Contact made by BCU will strictly be for the purposes of fulfilling your informational request. If you decide you no longer want to hear from us in future communications, you can opt-out at any time. Simply visit a Service Center or contact us at 800-388-7000 and let us know you no longer want to receive calls or electronic communications.
We turn profits into great products.
Any money we make above operating expenses goes directly back to our members in the form of money-saving products and services, like:
High-Interest Checking
with no monthly maintenance fees.
Low-Rate Loans
for homes, vehicles, college tuition and more.
Visa® Credit Cards
with no annual fee and great rewards options.
Direct Deposit
where you can get your paycheck up to two days early*.
Most Popular
Membership Eligibility
You’re eligible for BCU membership if you meet just ONE of the following:
• Permanent, temporary or contract employee of an employer group, OR
• Live or work in Cook (north of 95th Street), DuPage, Kane, Lake, or McHenry County in Illinois, or Kenosha County in Wisconsin, or Puerto Rico, OR
• Immediate or extended family of a BCU member, OR
• Commit to your financial well-being and subscribe to Life. Money. You. (it’s free)
Hear From Our Members
