SavvyMoney^®

Tools offered by SavvyMoney include:

• A free credit score every month
• Personalized analysis of each component of your score
• Clear, simple explanations of factors impacting your score
• Videos and daily articles from personal finance expert Jean Chatzky

There is no cost to you whatsoever for the SavvyMoney credit score services or products provided by the Credit Union.

SavvyMoney uses industry-standard security practices to protect your data.

SavvyMoney is the best credit score information service out there if you’re looking to crack the code of credit ratings or learn how the information on your credit reports translates into a score. SavvyMoney will help you cut through the clutter of opinions and sales pitches to get to the facts of how you can use your credit to accomplish your life goals.

Utilizing the services or products offered by SavvyMoney will never directly impact your credit score. When SavvyMoney accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.

While your SavvyMoney credit score may differ from the scores we get from the credit bureaus, our goal is to provide you with the best offer we can. If your SavvyMoney score is different than the score we have, simply print out your score and let us know. We will review your information and determine if there is a better offer we can provide you.

As it relates to all first mortgage loans (with the exception of a Home Equity Loan or Home Equity Line of Credit), we cannot use your SavvyMoney credit score for pricing or underwriting consideration. BCU is required to use traditional credit scoring models for first mortgage loans.

Joint members on Credit Union accounts now have the ability to access their credit scores through Savvy Money.

Please contact us.