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Rates
US | Puerto Rico

Deposits | Loans

Rates are effective as of July 1, 2010.

Checking
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  APY Dividend Rate
POWERCHECKING
    on balances up to $25,000 2.50% 2.47%
    on remainder over $25,000 0.25% 0.25%
Preferred Interest Checking
    $0 - $4,999 0.10% 0.10%
    $5,000 - $24,999 0.50% 0.50%
    $25,000 and above 0.75% 0.75%
Certificates
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  Rewards** Regular
  APY Dividend Rate APY Dividend Rate
60-month term 2.90% 2.86% 2.65% 2.62%
48-month term 2.30% 2.28% 2.05% 2.03%
36-month term 1.95% 1.93% 1.70% 1.69%
24-month term 1.60% 1.59% 1.35% 1.34%
12-month term 1.15% 1.14% 0.90% 0.90%
6-month term 0.80% 0.80% 0.55% 0.55%
3-month term 0.60% 0.60% 0.35% 0.35%
Special: 36-month Kid's Certificate N/A N/A 2.50% 2.47%
Money Market
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Average Daily Balance APY Dividend Rate
$100,000 and above 0.85% 0.85%
$25,000 - $99,999 0.65% 0.65%
$10,000 - $24,999 0.50% 0.50%
$1,000 - $9,999 0.25% 0.25%
$0- $999 0.15% 0.15%
Savings
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  APY Dividend Rate
Rainy Day Savings
    after first 12 months 3.00% 2.96%
    first consecutive 12 months 1.50% 1.49%
Regular 0.15% 0.15%
Holiday Club 0.15% 0.15%
Vacation Club 0.15% 0.15%
Stepping Stones Savings Club 0.15% 0.15%
Health Savings Account 1.50% 1.49%
APY = Annual Percentage Yield